Condominium Association Insurance

Through our exclusive partnership with Arden Insurance Services, the Amerisure Programs (AMP) division offers coverage options for condominium associations.

Partnership

Amerisure Programs works with Arden Insurance Services, LLC, a managing general agent (“MGA”) providing broad, comprehensive coverage. Our program is only available to select, experienced brokers. Available States include: AZ, MI, IL, OH, WI and eligible Classes include: Residential Condominium Associations, Mixed Commercial/Residential, Mixed Residential Condominiums with single-family homes, and Phasing Associations.

For Businesses in:
AZ, MI, IL, OH, WI

Contact Arden

Program Highlights

Property limits up to $100,000,000 for buildings, community personal property and structural glass and signs. If you don’t have GRC, you may not have full coverage.
Coverage automatically includes demolition and increased cost of replacement construction due to more stringent building codes.
Protects association funds from theft and embezzlement and coverage for the property manager.
Coverage automatically includes damage caused by an explosion of vessels under pressure and mechanical breakdown at Guaranteed Replacement Cost.

Coverage & Services

Guaranteed Replacement Cost
Property limits up to $100,000,000
Building Ordinance or Law coverage: $300,000 included (higher limits available)
Sewer Backup
Earthquake Sprinkler Leakage (EQSL)
Split deductible options
Bare Walls, Original Specifications, and All-In coverages
Comprehensive General Liability
Medical payments coverage for unit owners injured in common areas
Extended definition of bodily injury
Board members and officers included as insureds
Hired & Non-Owned Auto
Garage and Parking Liability coverage
Employee Dishonesty
Forgery or Alteration
Computer and Funds Transfer Fraud
Risk Management
Claims
SureConnect® – access to policy and billing documents, claims, risk management and reporting
Coverage review
Flexible payment options

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Amerisure is a leading provider of commercial property and casualty insurance solutions for U.S.-based construction, manufacturing and healthcare businesses. Licensed in all fifty states and available through an exclusive network of elite independent agents, the company upholds an “A” (Excellent) financial strength rating, industry-leading service scores, and multiple awards for innovation. Amerisure has been in business for more than 100 years and is consistently named among the best places to work in the industry and throughout the nation. © 2024 Amerisure, All Rights Reserved

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