Commercial Construction Insurance

With over 110 years of experience helping to protect the construction industry, Amerisure’s solution-based insurance programs can help meet your unique construction coverage needs. Our industry-leading products and services help prevent injury and costly interruptions.

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Protection Built on Partnership


We understand the different exposures encountered in the contracting industry, from jobsite injuries, liability allegations, automobile accidents to stolen equipment and property damage. For your protection Amerisure offers a suite of comprehensive solutions tailored to your industry for the myriad of risks encountered every day. Beyond coverage solutions, our proactive Risk Management team will work with you to help you keep your crew running safely while our Claims experts offer aggressive, efficient and supportive service at every level.

Industry Insights

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Fault Lines: Making Sense of Construction Defects

From crumbling foundations to leaky roofs, construction defects aren’t just …
Read more: Fault Lines: Making Sense of Construction Defects
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Safety Stories

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Stay Cool: Beating the Heat on the Jobsite

10 years.
277 million hours.
No Injuries.

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Stay Cool: Beating the Heat on the Jobsite

640,000 work hours.
No lost-time injuries.

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Explore our Core Coverages

Workers’ Compensation

Insurance that provides benefits to construction employees with work-related injuries

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General Liability

Broad protection from a variety of insurance claims for your construction company’s assets

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Umbrella Insurance

Extended and tailored coverage for your specific business situation

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Commercial Auto Insurance

Protect commercial fleets through innovative insurance coverage

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Loss Sensitive

Customized, creative and flexible loss-funding coverage solutions for your construction company

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Commercial Property

Insurance coverage to protect your commercial property

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Surety

Contract surety products, along with consistent underwriting

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Inland Marine

Unique coverages for products and materials while they are transported

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Coverage and services may vary by state and are subject to the terms, conditions, and limitations of the applicable policy.

Contractors Advantage Program (CAP)®

The Contractors Advantage Program® provides you with the flexibility to select from an extensive list of additional coverage options, including:

  • Auto Liability Broad Form
  • General Liability Blanket Additional Insured
  • General Liability Extension
  • Property Liability Enhancement
  • Umbrella Liability Extension
  • Employee Benefits Liability Coverage
  • Fuel or Lubricant Pollution Incident
  • Auto Liability Reimbursement Coverage
  • Limited Pollution Reimbursement – Work Sites
  • Repair and Rework Expense Indemnification Coverage

Our Services

Claims

In every interaction, we are focused on delivering a best-in-class insurance experience. Explore our return-to-work programs and services for employees.

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Risk Management

Our experts provide customized plans to improve operations and reduce risk, including opportunities in cutting-edge technology and leading indicators.

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Fraud Prevention

Our experienced fraud investigators use the latest technology and fact-finding techniques to detect, deter, and prosecute insurance fraud for policyholders.

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Annual Premium Audit

We help establish the appropriate premium for your business through a comprehensive assessment, ensuring the premium you pay for coverage accurately reflects your business operations.

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Find an Agency

Only the best agencies — industry experts that have proven success in the marketplace and uphold the values of our partnership — represent Amerisure.

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Resources & Articles

3 Effortless Ways to Prevent Slips, Trips and Falls

Workplace hazards are incredibly common, regardless of industry, and employers must take the proper measures to address these concerns in …
Read more: 3 Effortless Ways to Prevent Slips, Trips and Falls

Top Amerisure Insights of 2022

This year, Amerisure shared 30 blog posts on industry trends, …
Read more: Top Amerisure Insights of 2022

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