Amerisure’s Appetite
Amerisure’s underwriting and risk capacity and preferences – better known as our target appetite.
Guide to Amerisure’s Appetite
Our “appetite” is an industry term that encompasses, in a general way, the preferred, desired — as well as typically ineligible — risks Amerisure will take on with an insurance policy.
Our appetite is based on wide-ranging experience with businesses in our industries of focus – construction, manufacturing, healthcare, and a selection of other industries – as well as our expertise in these markets.
With over 100 years in the business, we have seen and experienced what can happen on a job site, in the warehouse, on the road in a fleet vehicle, in the hospital, and the list goes on. We have also grown to quickly recognize the hazards we, and policyholders, prefer to avoid. What we have learned is that no two risks are exactly alike, so while we have an appetite, we are never confined to it.
Market Segments
We and our agency partners generally adhere to the following:
Lines of Business
Workers’ Compensation
Insurance that provides benefits to employees with work-related injuries
Learn MoreSurety
Amerisure Surety leverages select agency relationships to offer contract surety products.
Learn MoreAccount Size
Middle Market
Accounts from $50,000+ (premium depends
on class of business).
Considerations
Restrictions / Limitations
We have various limitations in the way of property capacity and exposures as well as risks we do not cover. We do at times cover risks within these categories if the risk is small proportion of a larger portfolio of coverage. Please inquire for more details.
Risk Eligibility
If risk eligibility or ineligibility cannot be determined at the agency level, it is determined at the underwriting level. If you would like more information including an exhaustive list of the Standard Industrial Classifications (SIC) for every class within our appetite, please contact us so we can learn more about your business and respond. We look forward to seeing how Amerisure may be able to partner with you!
