Loss Sensitive Insurance
Customized risk programs that provide a competitive advantage.
Loss Sensitive Solutions
Our special risk plans offer an opportunity to create the framework for potential significant savings and cash flow advantages. Our Special Risk team offers flexible and creative collateral requirements and loss funding solutions that provide a competitive advantage.
We work with our partner agencies to create a customized program that fits your appetite for risk.
Help mitigate and prevent claims with our collaborative and communicative Risk Management and Claims services.
Mono-line and combined lines programs are available for Workers’ Compensation, General Liability and Automobile policies.
Our Retrospective Rating plans, including paid loss, incurred loss, or hybrid, are a great option for policyholders that are new to loss sensitive and want to realize the savings from their good loss experience and are willing to take on some risk.

Large Deductible is a great option for larger policyholders interested in a risk-sharing option
When it Comes to Loss Sensitive Programs, We Deliver.
Consider our other comprehensive products and services:
Workers’ Compensation
Insurance that provides benefits to employees with work-related injuries
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