Loss Sensitive

Customized risk programs that provide a competitive advantage.

Loss Sensitive Solutions

Our special risk plans offer an opportunity to create the framework for potential significant savings and cash flow advantages. Our Special Risk team offers flexible and creative collateral requirements and loss funding solutions that provide a competitive advantage. 

We work with our partner agencies to create a customized program that fits your appetite for risk. 

Help mitigate and prevent claims with our collaborative and communicative Risk Management and Claims services.

Mono-line and combined lines programs are available for Workers’ Compensation, General Liability and Automobile policies.

Our Retrospective Rating plans, including paid loss, incurred loss, or hybrid, are a great option for policyholders that are new to loss sensitive and want to realize the savings from their good loss experience and are willing to take on some risk.

Large Deductible is a great option for larger policyholders interested in a risk-sharing option

  • Paid Loss, Incurred Loss or Pre-funded  
  • Competitive aggregate attachments 
  • No letter of credit required for Pre-Funded 
  • $500,000 premium eligibility
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When it Comes to Loss Sensitive Programs, We Deliver.

Controlling Risk

Our risk management experts work closely with you to proactively prevent loss through a consultative approach.

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SureClaims™ Experience

Our claim service experience focuses on timely communication and collaboration demonstrated by our industry-leading customer satisfaction scores.

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Lifecycle Claims Handling

As part of our focus on exceptional and seamless service, an expert claims representative stays connected with you throughout the lifecycle of the claim.

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Looking for additional lines of coverage?

For other lines of coverage, both the Contractors Advantage Program® (CAP) and Manufacturers Advantage Program® (MAP) provide policyholders the flexibility to tailor broader coverage and higher limits coupled with our superior service.

Commercial Auto Liability Broad Form
Commercial General Liability Blanket Additional Insured
Commercial General Liability Extension
Commercial Property Liability Enhancement
Commercial Umbrella Liability Extension
Employee Benefits Liability Coverage
Repair and Rework Expense Indemnification Coverage
Fuel/Lubricant Pollution Incident Auto Liability Reimbursement Coverage
Limited Pollution Reimbursement – Work Sites
Manufacturer’s Errors and Omissions
Product Recall Coverage
Consider our other comprehensive products and services:

Workers' Compensation

Insurance that provides benefits to employees with work-related injuries
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General Liability

Broad protection from a variety of claims for your company’s assets
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Commercial Property

Insurance coverage to protect your commercial property
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Resources / Articles

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Only the best agencies — industry experts that have proven success in the marketplace and uphold the values of our partnership — represent Amerisure.
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