Risk Management Technology

Emerging technologies can support your risk management and safety programs and prepare your company for future success.

Our Risk Management Programs

The Risk Management team at Amerisure is leading the insurance industry with technology-based solutions that enhance operations and assist in controlling losses. We work alongside our agency customers and policyholders to pilot and evaluate emerging opportunities. Once we’ve vetted safety tech solutions, our team will analyze your workplace and include these technology-based solutions in our recommendations to help you reduce losses and mitigate risk.


Amerisure has piloted and launched several technologies that we offer as services to our policymakers, and we continue to research, pilot, and launch additional products which improve safety and deficiency for our policyholders. Check this page for updates as we add new Risk Management tech programs!

Fleet Safety Technology

Wearables

Virtual Reality

Ai Powered Ergonomic Evaluations

Fit for Duty Technology

Sensors

Fleet Safety Technology

One of Amerisure’s strengths in helping our policyholders reduce auto claims is our proven record with fleet technology. Fleet Alliance offers the best fleet management, driver monitoring, and data analytics tools in the industry today – all with implementation and automation capabilities that save businesses time and provides them with practices to avoid costly liability litigation verdicts. Amerisure’s partnerships with preferred vendors for telematics, AI powered dash cameras, and continuous MVR monitoring services help companies improve their drivers’ behavior, increase their productivity, and reduce their risk.

Key Benefits
Our dash cams and telematics programs have been shown to reduce the frequency of hazardous driving behaviors which ultimately reduces frequency and severity of vehicle-related accidents
Leading indicators help companies become proactive with safety
Amerisure commercial auto specialists provide insights and valuable knowledge when setting up fleet safety technology programs

Wearables

Whether in a manufacturing facility, in a healthcare facility, or on a construction site, devices worn by workers while on the job can provide crucial data to businesses that value both worker safety and others around them. Our wearable sensor vendors monitor lone workers, identifying slips/trips/falls, reducing the number of unsafe motions an employee performs, and preventing heat stress. We also partner with exoskeleton vendors, which provide support and assistance to workers while performing certain tasks.

Key Benefits
Allows management teams to make data-driven decisions based on leading indicators
Reduces employees’ exposure to unsafe ergonomics, thus reducing the frequency and severity of Workers’ Compensation claims
Access to trained Amerisure risk management consultants who aid in implementation, use and analysis

Virtual Reality

Amerisure’s Virtual Reality Safety Training program provides industry-specific simulation scenarios for high-hazard and severity exposures, such as fall prevention, ladder safety and confined space entry, among other topics.

Key Benefits
Safety training provides an intermediate step between classroom and jobsite
Classes are interactive, include live participation and immediate supervisor feedback, which enhances learning and retention
Instructors can accurately assess the level of employee knowledge
Check out our webinar all about virtual reality safety training!
Watch Now

AI Powered Ergonomic Evaluations

Amerisure’s partnership with an ergonomics technology aids our policyholders looking to reduce ergonomic injuries, looking to reduce ergonomic injuries, such as repetitive movements, twisting, over reaching, or bending at the waist when lifting. Assessment requires merely a video of a worker performing his or her daily duties, then the software analysis produces colors to indicate safe or dangerous movements.

Key Benefits
Technology utilizes trusted assessment methods to quantify the risk of an ergonomic-related injury
Color-coded illustrations of real workplace environments provide a visual representation of risk thus an effective aid in teaching workers and/or changing movement behavior
Amerisure offers consultations to policyholders interested in the tools and technology
Check out our webinar all about technology for workplace ergonomics!
Watch Now

Fit for Duty Technology

Our partners’ worker assessment can be used to accurately and fairly assess if a worker is fit to perform a safety sensitive task. These solutions are fast, reliable, and minimally intrusive, allowing the company to assess employees daily for a variety of hazards even if the company’s workforce is geographically spread out.

Key Benefits
Identify potential worker impairments before incidents occur, such as
fatigue, dehydration, emotional distress, and drug and alcohol use
Removes subjectivity reducing the likelihood of discrimination while improving workplace safety, improving productivity and reducing workers compensation claims
Tools can identify impairment which can mitigate the shortcomings of conventional drug testing methods

Sensors

Internet of Things

Amerisure is in the process of piloting multiple Internet of Things (IoT) sensors to help organizations reduce a variety of losses from water damage, fire, and theft.  These sensors monitor hazard, provide real time notifications, and identify trends in data.  

Key Benefits
Sensors mitigate risk of worker injuries, property damage, and stolen property
Customizable solutions can address a wide variety of hazards, loss trends, and concerns
Can reduce losses and claims with low levels of administrative burden

Resources & Articles

3 Effortless Ways to Prevent Slips, Trips and Falls

Workplace hazards are incredibly common, regardless of industry, and employers must take the proper measures to address these concerns in …
Read more: 3 Effortless Ways to Prevent Slips, Trips and Falls

Top Amerisure Insights of 2022

This year, Amerisure shared 30 blog posts on industry trends, …
Read more: Top Amerisure Insights of 2022

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