Risk Management Technology Solutions
Emerging technologies can support your risk management and safety programs and prepare your company for future success.
Our Risk Management Programs
The Risk Management team at Amerisure is leading the insurance industry with technology-based solutions that enhance operations and assist in controlling losses. We work alongside our agency customers and policyholders to pilot and evaluate emerging opportunities. Once we’ve vetted safety tech solutions, our team will analyze your workplace and include these technology-based solutions in our recommendations to help you reduce losses and mitigate risk.
Amerisure has piloted and launched several technologies that we offer as services to our policymakers, and we continue to research, pilot, and launch additional products that improve safety and deficiency for our policyholders. Check this page for updates as we add new Risk Management technology programs!
Fleet Safety Technology
- Telematics and AI-powered dash cams
- Data analytics and data aggregation tools
- Implementation and automation capabilities
- Leading indicators
- Motor Vehicle Record (MVR) solutions to provide constant monitoring
- Simplify driver selection and management
- Proactively reduce frequency of hazardous driving behaviors and vehicle-related accidents
- Increase productivity and reduce risk
- Automatically analyze every drive and score driver behavior ongoingly
- Gain insights and valuable knowledge when setting up fleet safety technology programs
Wearables
- Wearable sensors
- Exoskeleton support
- Identify slips/trips/falls
- Support and assist workers while performing certain tasks
- Reduce employee exposure to unsafe ergonomics
- Gain access to Amerisure Risk Management Consultants and leading indicators to make data-driven decisions
Virtual Reality Safety Training
Industry-specific simulation scenarios using VR headsets for high-hazard exposures including:
- Fall prevention
- Ladder safety
- Excavation and trenching safety
- Fire extinguisher training
- Forklift simulator
- Confined space entry
- Provides an intermediate step between classroom and jobsite
- Interactive, live participation and immediate supervisor feedback, enhancing team decision-making, learning, and retention
- Accurately assess the level of employee knowledge
Watch our webinar about virtual reality safety training here !
AI Powered Ergonomic Evaluations
Conduct validated ergonomic assessments by recording a video of the worker performing a task.
- Video-based evaluations that include phone app and online portal
- Ergonomic analysis that can also be anonymized
- Consultations to policyholders interested in the tools and technology
- Quantifies the risk of an MSD (ergonomic-related injury) associated with a work task
- Improves efficiency and reduces intrusiveness of the ergonomic evaluation process
- Improves safe lifting training – quickly educating workers on dangerous movements
Watch our webinar about technology for workplace ergonomics here !
Fit for Duty Technology
Fast, reliable, and minimally intrusive solutions to assess employees daily for a variety of hazards.
- Testing can be device or app based
- Testing focused on all mental, fit-for-duty hazards, including specific hazards such as alcohol and substance impairment
- Accurately and fairly assess if a worker is fit to perform a safety sensitive task – removes subjectivity and likelihood of discrimination
- Identify potential worker impairments before incidents occur, such as fatigue, dehydration, emotional distress, and drug and alcohol use
- Mitigate the shortcomings of conventional drug testing methods
- Improve productivity while reducing workers compensation claims
- Low level of administrative burden
Internet of Things (IoT) Sensors
Sensors that monitor a building to mitigate the risk of costly property damage.
- Interior sensors that detect water leaks, freezing temperatures
- Sensors that monitor water usage
- Monitor hazards, provide real time notifications, and identify trends in data
- Reduce a variety of losses and claims from water damage, fire, and theft
- Mitigate risk of worker injuries
- Customizable solutions can address a wide variety of hazards, loss trends, and concerns
- Low level of administrative burden
Amerisure Data and Analytics
Clear insights and trend analysis identifying the keys to preventing future losses.
- Safety management platforms
- Loss and claims data analysis with actionable insights
- Graphing and visual representation of risk
- Benchmark comparisons
- Self-service reports on claims data with high level of transparency
- Leverage AI to review loss data and your current programs to pinpoint gaps and deliver practical, data-driven recommendations for improvement
- Helps minimize or reduce workplace injuries, control risk, and proactively prevent losses
- Helps mitigate equipment breakdown
- Provides loss and claims data analysis with actionable insights
- Organizes and benchmarks claims data
Technologies are evaluated to ensure compliance with applicable laws, regulations, and industry standards. Safeguards are in place to obtain appropriate consent where required, protect sensitive information, and utilize anonymized or aggregated data where feasible. Any use of artificial intelligence is governed by established oversight controls to promote responsible, ethical, and compliant use.
Industry Insights
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Built to Last: The Ultimate Guide to Building Safety
Trenching and Excavation Safety — Your Questions Answered
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