Climate change is a hotly debated topic around the world today. As the scientific community continues to search for answers about temperature fluctuations, weather patterns and other climate-related shifts, businesses across the United States are looking for ways to prepare for the future.
Businesses look to adapt to climate change
Climate change and global warming could have a widespread impact on how businesses operate. Data from scientific studies suggest shifts in weather patterns and temperatures, rising sea levels and more severe storms, among other developments. In fact, 18 of the 19 warmest years in recorded history have occurred since 2001.
It’s important to be prepared for these changes. Your business insurance should be updated, and you may want to consider extensions, to mitigate risk. Insurance carriers are using effective modeling and predictive technology to determine potential losses from future storms or other climate-related events. They can help you develop an effective risk management plan.
A risk management plan not only protects businesses in case of a problem, it can add programs and strategies to proactively prevent loss. Amerisure offers technology that can prepare businesses to operate efficiently through climate change. For instance, if rising temperatures cause hotter working conditions, Amerisure may recommend the policyholder provide employees with vortex cooling vests. Or, if delivery methods are altered, a business can implement telematics to ensure fleet safety.
Preparation is key
Climate change is a slow process, and businesses will be impacted at different times, in different ways, depending on their location. No matter where your business operates, it’s best to be prepared. Contact your Amerisure agency today to develop an effective risk management plan and protect your business for the future.
